Watch small returns snowball.
Compounding is the quiet engine behind serious account growth: each period’s gains earn their own gains. Project a steady-rate future value, or work out the annualised return (CAGR) of a result you already have.
A projection tool for understanding growth — not a forecast or a promise of returns. Markets don’t move in a straight line.
Project forward, or measure backward
Project growth
Start with an amount and a steady return per period to see the compounded final value, total growth and how many times your money multiplies.
Find CAGR
Already have a start and end value over a number of years? CAGR converts it into a single, comparable annual return rate.
Growth starts with keeping costs low
Every rupee lost to charges is a rupee that can’t compound. Know your real costs first.
Open brokerage calculatorHow does compounding actually grow trading capital?
Compounding means each period's return is earned on the previous period's ending balance, not just your starting capital. At 2% a month, ₹1,00,000 does not grow by ₹2,000 twelve times (₹1,24,000) — it grows to about ₹1,26,824, because every month's 2% applies to a slightly bigger base.
| Monthly return | After 1 year | After 3 years | After 5 years |
|---|---|---|---|
| 1% / month | ₹1,12,683 | ₹1,43,077 | ₹1,81,670 |
| 2% / month | ₹1,26,824 | ₹2,03,989 | ₹3,28,103 |
| 3% / month | ₹1,42,576 | ₹2,89,828 | ₹5,89,160 |
Starting capital ₹1,00,000, returns reinvested, before charges and taxes. Consistency matters far more than the headline number — a 3% month followed by a −3% month leaves you slightly below where you started (0.97 × 1.03 = 0.9991). Charges compound against you the same way returns compound for you, which is why the brokerage calculator and this tool belong together. Figures are illustrative mathematics, not projected or promised returns.